Most people never consider the fact that they might need disability insurance in San Francisco, CA until the time comes that they wish they had it. There are two types of disability insurance, short-term, and long term insurance. There are many people who are on the fence as to whether they really need disability insurance and are still trying to decide. With that being said, read on below for a few of the tip reasons that you should check into this type of insurance today.
You have a Family to Support
One of the main reasons that its important to have this type of insurance is because you have a family to take care of. Answer the question, How would your family survive if you lost your income? Honestly and you will see why disability insurance is so important. If you cant see how your family would live the same life they do now if you became disabled, then you need insurance pronto.
You have No Emergency Funds
If you have no money in the bank to cover expenses should an accident happen, then you need short term disability insurance more than you might think. Accidents happen every day to good people, who are then left with no money to survive and no way to support the family that depends on them.
Your Work Situation is Risky
If you work in a place that accidents are likely to happen, then you are more likely to be injured. If you work in one of these professions, checking into this type of coverage may save your life one day.
These are just a few of the reasons that disability insurance is so important for the safety of you and your loved ones. For more information on policies contact Patrick J Kelly Law Office today.
