When you or someone you love is sick and needs medical attention, the last thing you’re thinking about is how to pay for it. Whether it’s a simple visit to a primary care physician, or a panicked trip to the emergency room, your priority is getting the care you need. Once the crisis is past, sticker shock begins to set in. Medical care is far from cheap, and when you add up laboratory tests, x-rays, and the cost of the time spent with a doctor or nurse, the overall cost of a basic office visit can top five hundred dollars. Emergency visits tend to run into the thousands, and very few of us are able to pay these bills outright. Fortunately there are other options available that can allow you to pay the bill without draining your family’s finances, including payment plans, negotiation, and Payday Loan Chicago.
Payment plans are familiar to most people from the retail industry, where layaway is making a comeback in a big way. Many doctors’ offices allow patients to set up a payment schedule in order to break up a large debt that would otherwise be impossible to pay at once. Payment plans are beneficial for both the office and the patient, making it possible for both to get what they want without frustration. In some cases, it may be possible to negotiate a reduction in the bill with your doctor’s financial manager. This typically works best when you can pay at least 75% of the total outright, but even if you don’t have that much money, it doesn’t hurt to ask. Another option is a Payday Loan Chicago, which loans money against your next paycheck. Following a brief application process, the approved loan amount is transferred to a previously designated account, where it can then be used by the borrower. The transaction is fast and easy, and you could have the necessary funds in as little as a few business days, which is very useful when you have an overdue bill.
Being able to provide for your family requires you to stay healthy and strong, so don’t let the high costs of medical care keep you from getting the attention you need. With options ranging from payment plans to Payday Loan Chicago, there’s a way to get the help you need and still pay the bill.
